Start
Determine if refinancing is right for you
Next steps
Get a free consultation with an iTrust Mortgage Consultant, where you will:
- Discuss your goals and review loan options
- See how we can help you get a lower rate, cash out, or change your loan term
- Understand the refinance process, next steps and timeline
Lock your rate
LOCK WITH CONFIDENCE. Relock to a lower rate if they drop during the process!
Next steps
Your Mortgage Consultant will present you with the best loan program available for you and:
- Review your rate, closing costs/ cash out, and new payment
- Explain the loan application process and timeline
- Get your approval to lock your rate and loan terms
Complete your loan file
Get your loan approved
Next steps
The iTrust team will help you:
- Collect documentation and complete your loan file
- Order an appraisal, if required
- Review your loan disclosures and terms with you
- Submit your file to underwriting
Close
Time to close and get your new loan funded
Next steps
Your team will:
- Help address any requests from your underwriter
- Review final closing figures
- Order loan documents, set up your signing appointment, and request funding
Congratulations, your loan is closed!
