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Determine if refinancing is right for you

Next steps

Get a free consultation with an iTrust Mortgage Consultant, where you will:

  • Discuss your goals and review loan options
  • See how we can help you get a lower rate, cash out, or change your loan term
  • Understand the refinance process, next steps and timeline

Lock your rate

LOCK WITH CONFIDENCE.  Relock to a lower rate if they drop during the process!

Next steps

Your Mortgage Consultant will present you with the best loan program available for you and:

  • Review your rate, closing costs/ cash out, and new payment
  • Explain the loan application process and timeline
  • Get your approval to lock your rate and loan terms

Complete your loan file

Get your loan approved

Next steps

The iTrust team will help you:

  • Collect documentation and complete your loan file
  • Order an appraisal, if required
  • Review your loan disclosures and terms with you
  • Submit your file to underwriting


Time to close and get your new loan funded

Next steps

Your team will:

  • Help address any requests from your underwriter
  • Review final closing figures
  • Order loan documents, set up your signing appointment, and request funding

Congratulations, your loan is closed!

Refinance with the help of an iTrust Mortgage Consultant

Personal service, expert guidance, from start to finish.
And a whole lot more…

Low rates

Excellent support

Quick closing